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Affordable Home Plans to Fit Every Budget

Affordable House PlanEconomical and affordable home plans don't necessarily mean small home plans. At RDS, our sizable collection of economical home plans come in a variety of sizes and styles to help you realize your dream of home ownership on budgets big and small.

The key to a good set of affordable home plans is creative and efficient design that makes effective use of available space. Small cottage house plans offer perhaps, the best example of efficient design. These affordable homes generally have a small footprint, and feature porches as an economical way to boost usable square-footage.


Economical Home Plans by Definition

Economical House PlanGenerally, whether or not a house plan is or isn't economical boils down to whether or not it's affordable. Typically speaking, no more than 30 to 35 percent of household net income should go toward a mortgage in order for it to be included in the economical home plans category.

Another factor to consider in assessing whether or not your house plan is economical is the investment potential. Normally, the more you invest in your home, the more equity you will acquire. However, it's important to keep in mind that home equity is highly subject to fluctuations in the economy, essentially leaving you at the mercy of the current market if/when you should decide to sell.

Finally, an economical house plan is one that fits your particular lifestyle. Despite how affordable it may be, a home without enough extra space for a growing family and/or hobby will end up costing more in the long run.